2nd Floor Upper Central Bank
Of India, Ganesh Marg
+91- 9509502700
info@dreamnidhi.com
Mon - Sat 10.00am - 7.00pm
Sunday Closed
Home » RECURRING DEPOSIT SCHEME
The salient features of Recurring Deposit Account are as follows:
1.The minimum amount that can be deposited is Rs. 500 or multiple thereof at regular monthly intervals.
2.Relatively attractive rate of interest as per the following schedule:
Recurring Deposit Scheme
Time Period Interest Rate Per
Annum(Cumulative on Monthly Basis)
Effective Interest Rate
1 Years 9.25% 9.56%
2 Years 9.50% 9.54%
3 Years 9.75% 10.5%
4 Years 10.00% 10.32%
5 Years 10.00% 10.32%
3. Recurring deposits shall be accepted for a minimum period of twelve months and a maximum period of sixty months.
4.In case of recurring deposits relating to mortgage loans, the maximum period of recurring deposits shall Correspond to the repayment period of such loans granted by the Dream Power India Nidhi Limited.
5. The Recurring Account may be accepted in the name of a minor if they are made by the legal guardian who is a member of the Dream Power India Nidhi Limited.
6.The company will also introduce the daily deposit scheme in due course of time.
नियम व शर्ते:
♦ न्यूनतम 500 रु से खाता प्रारम्भ किया जा सकता है ।
♦ जमा धन के सपेक्ष 60% से 80% ऋण की सुविधा उपलब्ध है । जमा धन 1000 से कम न हो ।
♦ अनियमित खातो पर पूर्व भुगतान व ऋण की सुविधा उपलब्ध नहीं है यदि बकाया समस्त प्राप्त हो जाती है तो खाता नियमित श्रेणी का माना जायेगा ।
♦ ब्याज की गणना वार्षिक चक्रवृध्दी दर से की जायेगी ।
♦ जमाकर्ता को किस्त भुगतान तिथि से 15 दिनों पश्चात् 2% प्रतिमाह किस्त के आधार पर विलम्ब शुल्क लिया जायेगा ।
♦ अनियमित खातो पर ब्याज कम्पनी के नियमानुसार साधारण ब्याज से की जायेगी ।
♦ प्रत्येक खाताधारी को पासबुक दी जायेगी ।
♦ 1 वर्ष पूर्व खाते का भुगतान नहीं प्राप्त किया जा सकता है ।
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